Congress has just reinstated the loan limit formula and maximum cap for Federal Housing Administration-insured (FHA) loans for two years. The provision reinstates the FHA loan limits through 2013 at 125 percent of local area median home prices, up to a maximum of $729,750 in the highest cost markets. The floor will remain at $271,050.The loan limits for Fannie Mae- and Freddie Mac-backed mortgages will remain at 115 percent of local area median home prices, up to $625,500.
Table Showing Approved FHA Loan Limits for Counties in the Denver Area
| County Name | County Code |
One-Family | Two-Family | Three-Family | Four-Family | Median Sale Price |
| ADAMS | 001 | $406,250 | $520,050 | $628,650 | $781,250 | $315,000 |
| ARAPAHOE | 005 | $406,250 | $520,050 | $628,650 | $781,250 | $315,000 |
| BOULDER | 013 | $460,000 | $588,850 | $711,800 | $884,600 | $342,000 |
| BROOMFIELD | 014 | $406,250 | $520,050 | $628,650 | $781,250 | $315,000 |
| CLEAR CREEK | 019 | $406,250 | $520,050 | $628,650 | $781,250 | $315,000 |
| DENVER | 031 | $406,250 | $520,050 | $628,650 | $781,250 | $315,000 |
| DOUGLAS | 035 | $406,250 | $520,050 | $628,650 | $781,250 | $315,000 |
| GILPIN | 047 | $406,250 | $520,050 | $628,650 | $781,250 | $315,000 |
| JEFFERSON | 059 | $406,250 | $520,050 | $628,650 | $781,250 | $315,000 |
Here’s a map showing the county locations around the Denver Metro area.
